If you have orthodontic insurance for your family, this can greatly reduce your overall treatment costs! There are many different insurance options to choose from and we accept most major dental insurances!Â
When you schedule your complimentary consultation, we’ll collect your insurance information and have our team of insurance specialists get right to work to determine your exact coverage!
Here’s what you need to know about the cost of braces with insurance.
How much does insurance cover for braces?
The cost of braces will depend on a number of factors. There are many different insurance plans and providers that cover a portion of orthodontic treatment, so your exact coverage will depend on the plan you choose.
The cost of braces without insurance and the cost of braces with insurance can vary greatly depending on how much your plan covers.
Please note that your treatment costs may be less than average or more than the average, depending on:
- The type of insurance plan you choose
- The severity of your condition
- The length of your treatment
- The payment plan you choose
You can lower your out-of-pocket braces cost by choosing an interest-free financing option through CareCredit!
Insurance Payment Plans
Most dental insurances have orthodontic benefits available on their plans. Unlike dental coverage that normally starts over each year, orthodontic insurance has a set amount, what’s called a “lifetime maximum”. Your lifetime maximum can be used towards your orthodontic treatment! Each family member on your plan will receive this benefit as long as there are no restrictions like age limitations, etc. Once your maximum orthodontic benefit is used, it cannot be used again.
Sound a little confusing? Don’t worry! Our treatment coordinators are well-versed in insurance jargon and can answer any of your insurance benefit questions in detail at your complimentary exam!
So how much are braces?
There is no fixed cost of braces because every case is unique! When Dr. Insoft or Dr. Hurst creates your treatment plan, it will be 100% personalized to you.
The cost of braces varies based on the length of your treatment, your insurance coverage, and the payment plan you choose. You can choose traditional metal braces, clear or metal self-ligating braces, or Invisalign clear aligners!Â
In a lot of practices, the type of braces you choose will affect your cost, but at Insoft & Hurst Orthodontics any braces option you choose will cost the same!
What about Invisalign?
We know that many of our patients prefer Invisalign® clear aligners, so in our offices, we don’t increase the cost of Invisalign.
While many orthodontists upcharge the cost of Invisalign, we offer Invisalign at the same price as traditional braces. It all comes down to your preferences! We don’t want finances to be the determining factor in the type of treatment you choose.
Also, if you or your teen begin treatment with Invisalign and you realize you’d prefer braces, you can switch to braces at no additional charge. (As long as you decide to switch to braces within the first 6 months of your treatment, we’ll help you transition to braces free of charge!)
If you have dental insurance, this can lower your Invisalign costs even more! When you visit us for your complimentary consultation, we’ll examine your condition, discuss your financial needs, and calculate how much Invisalign will cost for you.
Our Team Can Help Reduce Braces or Invisalign Costs!
If you have any more questions about the cost of braces with insurance or without insurance, we encourage you to reach out to us! Our friendly team is here to help—from your first visit to your last!
Ready to find out your unique braces cost? Schedule your complimentary exam with us in St. Pete or Seminole today!
