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Cost of Braces

How much do braces cost?

The cost of braces varies based on your individual treatment needs, treatment length, type of braces and insurance benefits.

At Insoft & Hurst Orthodontics, we make understanding and managing orthodontic costs as simple as possible for patients and families in Seminole, St. Petersburg and surrounding Pinellas County communities.

We offer flexible payment options, including 0% interest in-house financing, and Invisalign costs the same as traditional braces at our practice.

During your complimentary consultation, Dr. Insoft or Dr. Hurst will evaluate your smile, recommend a personalized treatment plan and provide a clear breakdown of your costs before you begin treatment.

Braces Cost at a Glance

We believe orthodontic treatment should fit your smile and your budget.

That’s why we offer flexible financing, insurance support and HSA/FSA payment options to help make the cost of braces more manageable.

Here’s a quick look at what to know about braces prices and payment options before starting treatment:

Your Braces Cost At Insoft & Hurst Orthodontics
Braces vs. Invisalign Same price at Insoft & Hurst Orthodontics
In-house financing 0% interest flexible payment plans
CareCredit Financing options with payment plans up to 60 months
Dental insurance We help calculate your coverage and maximize your available benefits
HSA/FSA funds Use eligible HSA or FSA funds toward braces treatment
Your first visit Complimentary consultation with a personalized treatment and cost estimate

What is the average cost of braces?

There isn’t one set price for braces because orthodontic treatment is personalized to each patient.

While you may see national estimates for the average cost of braces online, those figures can vary widely and may not reflect what your treatment will cost.

Your personalized braces cost will depend on factors such as:

  • The complexity of your orthodontic needs
  • How much tooth movement or bite correction is required
  • Your anticipated treatment length
  • The type of braces you choose
  • Your insurance benefits
  • Whether your treatment addresses primarily esthetic concerns, functional concerns or both

At your complimentary consultation, we’ll evaluate your teeth and bite, discuss your treatment options and provide a personalized cost estimate based on your specific needs.

Can I get braces the same day as my consultation?

Yes! At Insoft & Hurst Orthodontics, same-day braces are available for many patients, so you may be able to begin treatment on the same day as your complimentary consultation.

Dr. Insoft or Dr. Hurst will evaluate your smile, discuss your treatment options and create a personalized treatment plan.

If you’re ready to move forward and same-day treatment is appropriate for your needs, you can get your braces on without scheduling another appointment to come back and get started.

Schedule your complimentary consultation at our Seminole or St. Petersburg office and let us know you’re interested in a same-day start.

Braces Payment & Financing Options

We believe orthodontic treatment should work with your budget, not against it. That’s why we offer several ways to make your braces cost more manageable.

0% Interest In-House Financing

Choose flexible payment plans with 0% interest in-house financing. We’ll work with you to create a payment plan that meets your needs and makes your treatment costs easier to manage.

CareCredit Financing

We also accept CareCredit, which offers financing options with payment plans of up to 60 months for qualified patients.

During your complimentary consultation, our team can explain your options and help you determine which payment approach works for you.

How much do braces cost with insurance?

Dental insurance with orthodontic benefits may cover a portion of your braces treatment.

Your coverage and out-of-pocket braces cost will depend on your individual policy and available orthodontic benefits.

Our team will help you understand your coverage, file your insurance claims and work to ensure you receive the maximum available benefit under your plan.

We’ll also provide a clear estimate of your remaining treatment costs so you know what to expect before getting started.

How much are braces without insurance?

You don’t need orthodontic insurance to start braces treatment.

If you don’t have insurance coverage for braces, we’ll work with you to make your out-of-pocket costs manageable through flexible payment options, including our 0% interest in-house financing.

During your complimentary consultation, we’ll provide your complete treatment cost and discuss available payment options with you.

Can I use HSA or FSA funds for braces?

Yes. You can use eligible Health Savings Account (HSA) or Flexible Spending Account (FSA) funds toward orthodontic treatment.

If your available HSA or FSA funds don’t cover the full cost of braces, you can combine them with one of our flexible payment options to cover the remaining balance.

Have questions about using HSA or FSA funds for braces? Our team is happy to help you understand your options.

Are braces the same price for kids and adults?

The cost of braces is based on the treatment a patient needs rather than age alone.

Children, teens and adults can have very different orthodontic needs, so treatment length and complexity may affect the total price.

We provide personalized orthodontic treatment for patients of all ages and will explain your recommended treatment, expected timeline and complete cost during your consultation.

Can I switch from braces to Invisalign?

Sometimes treatment preferences change.

If you’re interested in switching treatment types after you’ve started braces, talk with Dr. Insoft or Dr. Hurst. They can evaluate your treatment progress and determine whether Invisalign is an appropriate option for the remainder of your treatment.

Because every situation is different, our team can also explain whether switching treatments would affect your treatment plan or cost.

Frequently Asked Questions About Braces Costs

How much do braces cost?

There is no single price for braces because orthodontic treatment is customized for each patient.

Your cost will depend on factors such as the complexity and length of your treatment, the type of braces you choose and your available insurance benefits.

You’ll receive a personalized cost estimate during your complimentary consultation at Insoft & Hurst Orthodontics.

Average braces prices vary considerably based on treatment type, location and individual orthodontic needs.

Instead of relying on a general national average, the most accurate way to determine your cost is to have an orthodontist evaluate your teeth and bite and create a personalized treatment plan.

Yes. Insoft & Hurst Orthodontics offers flexible payment plans with 0% interest in-house financing.

We also accept CareCredit, which offers financing options with payment plans of up to 60 months for qualified patients.

Dental insurance plans with orthodontic benefits may cover a portion of braces treatment. Coverage varies by policy, so our team will help calculate your benefits, file your claims and explain your estimated out-of-pocket costs.

Yes. Orthodontic insurance is not required to get braces. We offer flexible payment options, including 0% interest in-house financing, to help patients manage treatment costs without insurance.

Yes. Eligible HSA and FSA funds can be used toward orthodontic treatment, including braces.

Treatment complexity is one factor that can affect the price of braces.

More complex orthodontic needs may require a different treatment approach or longer treatment time. We’ll provide your personalized treatment plan and complete cost before treatment begins.

Not at Insoft & Hurst Orthodontics. Invisalign costs the same as traditional braces at our practice, so you can consider which treatment is appropriate for your smile and lifestyle without an additional Invisalign premium.

Find Out What Braces Will Cost for You

The easiest way to understand your braces cost is to receive a treatment plan designed specifically for your smile.

Schedule a complimentary consultation with Insoft & Hurst Orthodontics in Seminole or St. Petersburg, FL.

We’ll evaluate your needs, discuss your braces options, review your insurance benefits and payment options, and provide a clear breakdown of your treatment costs.

No surprises. Just a personalized plan for your smile and your budget.