Decorative divider line illustrating adult braces and orthodontic treatment options.

Orthodontic Financing & Insurance Info

You deserve personalized orthodontic care with a payment plan that meets your needs.

At Insoft & Hurst Orthodontics, we offer flexible financing for braces and Invisalign, including 0% interest in-house financing with no credit check.

Our team will walk you through your payment options, explain your insurance benefits and help you plan your next step with confidence.

What is the cost of orthodontics in Seminole & St. Petersburg?

The cost of orthodontic treatment depends on your individual needs, the complexity of your case and your personalized treatment plan.

During your complimentary exam at our Seminole or St. Petersburg office, we’ll:

Whether you’re considering treatment for yourself or your child, you’ll have a clear understanding of your estimated out-of-pocket cost before deciding how to move forward.

Convenient Online Account Services

Keep track of your appointments and payments through our secure patient portal. You can:

Flexible Orthodontics Payment Plans

We’ll work with you to find a payment plan that meets your needs.

Our options include:

We also accept most major credit cards and orthodontic insurance for adults, teens and children.

Cherry Financing for Braces or Invisalign

No-interest options. No hard credit check. More flexibility for your smile.

We now offer Cherry financing to help you spread your treatment cost into manageable monthly payments.

Scan the QR code or select the button below to see what you qualify for with Cherry financing:

CareCredit Financing for Braces or Invisalign

More time to pay. More flexibility for your budget.

CareCredit offers another way to fit orthodontic treatment into your budget, with monthly payments that let you spread out your cost.

CareCredit offers payment plans for up to 60 months to help you cover your orthodontics cost. You can apply and pay the contactless way by scanning the QR code below.

Scan the QR code or select the button below to explore your options.

Orthodontic Insurance

If you have insurance for braces or Invisalign, our insurance coordinators will do all of the paperwork to help you get the most benefit from your plan!

Please let us know if you have any questions about your insurance coverage, our competitive orthodontist prices, or ideas about how we can make your entire orthodontic experience more pleasant.

Orthodontic Insurance Made Simple

Have dental insurance? Your plan may include orthodontic benefits that help cover a portion of braces or Invisalign treatment.

We’re proud to be an orthodontist who accepts insurance in Seminole and St. Petersburg, FL.

Coverage varies by plan and may include age restrictions, waiting periods or a lifetime orthodontic maximum.

Our insurance coordinators will help you understand your benefits and handle the insurance paperwork so you have one less thing to manage.

We’ll help you:

Bring your insurance information to your complimentary exam, and we’ll guide you through the details.

Orthodontic Financing & Insurance FAQs

Can I finance orthodontic treatment without a hard credit check?

Yes. Our in-house financing requires no credit check. Cherry uses a soft credit check, so applying won’t affect your credit score. Approval and available Cherry terms depend on eligibility.

Some dental insurance plans include orthodontic benefits that may help pay for braces or Invisalign.

Coverage depends on your specific plan, including any age limits or lifetime maximums. Our team will review your benefits and explain your estimated coverage.

Yes. You don’t need orthodontic insurance to receive treatment at our practice.

We’ll review your treatment cost and help you explore financing options that fit your budget.

Your treatment cost depends on your orthodontic needs and recommended treatment plan.

During your complimentary exam, we’ll evaluate your smile, explain your options and provide personalized pricing.

Yes. New patients receive a complimentary exam, including a digital scan, with no obligation to begin treatment.

You’ll have an opportunity to discuss your smile goals, treatment options and financing questions.

Let’s Find a Payment Plan That Works for You

Questions about financing braces, paying for Invisalign or using your insurance?

We’re here to help you understand your options and feel comfortable with your next step.

Schedule your complimentary exam with Insoft & Hurst Orthodontics in Seminole or St. Petersburg.

We’ll get to know your smile and work with you to create a plan that meets your needs.