Orthodontic treatment is a priceless investment — but that doesn’t mean cost isn’t a factor. We understand this! We’re always looking for ways to make orthodontics more affordable and more convenient for you and your family.
If you’re thinking about investing in yourself and transforming your smile, we have some great news for you.
Can I use a payment plan for braces or Invisalign® in 2025? Yes, you can! You don’t have to pay in full for orthodontics. At Insoft & Hurst Orthodontics, we offer flexible interest-free financing for Invisalign and braces to make treatment affordable for every budget.
Here’s how:
Bring your smile to life — and stay within your budget.
In 2025, you have a lot more options when it comes to financing Invisalign and braces — and beginning the journey to your best self. We offer flexible financing for braces as well as Invisalign!
On your first visit, we’ll calculate your treatment cost and show you all the ways we help make orthodontics affordable:
1. Pay over time with 0% interest, in-house financing.
Our flexible, in-house financing option allows you to spread out payments over time with 0% interest — with no hidden fees. When you visit us, one of our orthodontists will get to know you, chat about your needs, and work with you to create a custom financing plan with an affordable down payment and low monthly payments.
You can also choose extended financing through CareCredit!
2. Insurance covers more than you may think!
Dental insurance can cover a lot more of your orthodontics cost than you may think! And our team will handle all of the paperwork for you. We’re here to help you receive the maximum benefit from your dental insurance plan!
We’ll calculate your orthodontic insurance coverage, apply it to your treatment cost, then work out a custom Invisalign payment plan or braces monthly payment plan to cover the rest.
3. Use your FSA, HSA, or tax refund.
Did you know that you can also apply your Flexible Spending Account (FSA) or Health Savings Account (HSA) to your orthodontics cost? Using your FSA or HSA for braces or Invisalign is one of the most impactful ways to use either savings account.
You can combine your FSA or HSA funds and insurance coverage for even more savings, and then we can work out a 0% interest financing plan to help you manage your remaining balance.
If you received a nice tax refund this year, consider putting it toward a life-changing smile transformation! A beautiful, healthy smile is the gift that keeps giving for the rest of your life.
How much is Invisalign with insurance?
The cost of Invisalign with insurance will depend on the cost of your treatment, and then the amount that your specific insurance plan covers.
All insurance plans vary. Our office will be happy to look into your insurance benefits prior to your appointment so we can apply your benefit to the total cost of your treatment! Because we are deducting the benefit from your total treatment cost, you’d only be responsible for the remaining balance, which we can work into a flexible, 0% interest payment plan.
Our team will verify your benefits for you, file the insurance paperwork for you, and help you receive the max coverage from your plan.
We can also work out a payment plan for braces without insurance, or a payment plan for Invisalign without insurance to help you manage your cost. Whether you have insurance or not, we’re here to create a financing solution that works for your budget and makes your new smile possible!
How to Pay for Invisalign or Braces Monthly
If you or your child has not gone through orthodontic treatment before, you probably have some questions about the payment process, and how to pay for Invisalign or our other Invisalign, or how to pay for braces monthly.
Here’s what you can expect:
1. First, let’s get your consultation on the books.
Book your complimentary consultation at our St. Pete or Seminole orthodontic office! Simply fill out our appointment request form, hit submit, and one of our friendly team members will reach out to you to find a date and time that works for you.
Then, come see us in St. Pete or Seminole — we’ll be ready for you and eager to get to know you!
2. Visit us for a consultation, exam, and cost estimate.
When you arrive at our office, we’ll be ready to welcome you! You’ll meet our lively team and personally get to know your orthodontist, Dr. Insoft or Dr. Hurst.
Your orthodontist will examine your smile, perform a physical assessment, and we’ll take a quick scan with the advanced iTero® Element digital scanner, as well as digital x-rays, to get the full picture of your smile. We’ll use these x-rays and 3D model of your smile to identify the orthodontic issue and its severity, then determine the cost of treatment.
We’ll also calculate your insurance benefit, apply any HSA/FSA funds you may have, and determine your remaining treatment cost.
3. Let’s create your custom financing plan!
Finally, we’ll work out an in-house financing plan with 0% interest if that’s what you choose! We’ll chat through your needs to come up with a down payment and monthly payments that work for you. We also have extended financing options available through CareCredit!
4. Bring your smile to life!
Once you select your Invisalign payment plan or braces payment plan, you’re ready to start smiling. It’s that easy!
The next step is preparing for your treatment — whether you choose Invisalign® or Damon™ self-ligating braces (metal or clear). With Invisalign treatment, we’ll take another scan of your smile to have your custom treatment designed and printed.
It’s time to bring your smile to life.
At Insoft & Hurst Orthodontics, we believe everyone deserves the opportunity to experience a beautiful healthy smile, regardless of their financial situation.
If you have questions about Invisalign payment plans, how to pay for braces monthly, or you’re looking for a monthly braces payment plan near you, we’d love to be your smile team! Please feel free to reach out to us with any questions.
Ready to take the first step? Request your complimentary consultation at one of our orthodontic offices in Seminole or St. Petersburg!
